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Fanaka Credits Africa

Customer

Facebook Username *

Whatsapp number *

Your NRC/ID number? *

Do you have registered? *

Guarantor's Phone number *

Guarantor's NRC/ID number *

Official names of your guarantor? *

Share Requirement

To qualify for any loan, all members must first purchase shares worth 10% of the loan amount.

These shares act as your security contribution and are a mandatory requirement before a loan application can be processed.

Example:

- Loan Amount: KSh 10,000 → Required Shares: KSh 1,000
- Loan Amount: KSh 50,000 → Required Shares: KSh 5,000
- Loan Amount: KSh 100,000 → Required Shares: KSh 10,000

No shares, no loan eligibility.

Please note: Purchasing shares does not guarantee loan approval. All loan applications are subject to our lending policies, eligibility checks, and approval process.

Shares amount *

What's your monthly income? *

Which Country do you come from? *

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How It Works

1. Create your account – Sign up and provide the required information.
2. Purchase shares – Members must acquire the required shares before becoming eligible to apply for a loan.
3. Shares act as security – The shares are held as security in accordance with the platform’s terms.
4. Apply for a loan – Once the share requirement is met, you can submit a loan application.
5. Loan assessment – Your application is reviewed based on the platform’s eligibility and lending criteria.
6. Repay your loan – If approved, repay the loan according to the agreed repayment schedule.

Important: Having shares makes you eligible to apply; it does not automatically guarantee loan approval.