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Fanaka Credits

Welcome Fanaka
Your World Of Credits Awaits.
We’re so glad you’re here! You are now part of a growing community of professionals creating, collaborating, and connecting across the globe via Fanaka Credits.


Whether you’ve joined to create [something of your own] or just to connect with [other professionals], we’ve got something for you.

🏦💼 Discover the Power of “Secured Loans with Your Shares” from Fanaka Africa Loan Credit Union 💰🔒

Are you looking for a secure and smart way to get a loan? 🏦🔒 Look no further! We offer Secured Loans using your shares, and it’s an absolute game-changer! 🚀💼

Here’s how it works: You don’t need to liquidate your valuable shares! Instead, you use them as security for the loan. This way, you retain your shares while unlocking the cash you require. It’s a win-win! 🙌💰

✨ The Perks:

🌟 Low-interest rates – 7.7% (APR 8.06%)

🌟 Flexible repayment options –

🌟 Preserve your shares

🌟 Fast approval

🌟 Free Loan Insurance

Talk to us today :


Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, limiting your ability to access credit in the future. *Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, limiting your ability to access credit in the future.

Africa's Premier SME and Consumer Lender quick loans Africa’s number one quick loans, payday loans online , and homegrown digital SME lender. From as little as 4,000 to a maximum of 500,000


PERSONAL LOAN

If you’re self-employed and need to show your income for a loan, personal loan providers may not be willing to help. Many lenders view self-employment as a riskier proposition because there’s no fixed monthly income or direct third-party verification of earnings as an employee has. However, that doesn’t mean you can’t get personal loans if you’re self-employed. There are some things you need to know about personal loans if you’re self-employed to increase your chances of success when applying for financing.



What Is Proof Of Income?

This is the requirement by a financial institution for a borrower to provide evidence of their income level for loan qualification. An institution may typically require you to fill out a ‘Proof of income document’ that details your total earnings over a specific period or Shares aquisiton.

The specific type of income documentation required is usually determined by the individual institution making the request.

AGRIBUSINESS LOANS

These are loans for farmers and other value-chain actors, especially in the dairy sector. Loans are serviced over a period of up to 6 months. The loans start from 4,000 and have no upper limit. Collateral of Shares is required, and the animals have to be insured. We facilitate the insurance. T&C

MICRO LOANS

These are loans for working capital that are serviced over a period of one to Twelve months and they range from 4,000 to 500,000. No formal collateral is required and the loans are offered to both individuals and groups.

REWARD LOANS

A simple, short-term cash loan that is repaid after one month to help you get by until your next payday. It's credit when you need it most! Formally employed persons in the government and private sectors could qualify for our Scoreline Loan. To apply, visit our branch or reach customer support

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